Everything you want from your money
Borderless financial freedom, built for you.
BMONI gives you more than just a wallet. We provide a smarter, safer way to save, spend, and move your money anywhere in the world. From USD stablecoin savings that protect your earnings, to global cards for everyday spending and instant transfers, our offerings are designed to match the pace of your life.
Multi-Currency Accounts
Receive money instantly with local NGN and USD virtual accounts. Designed for freelancers, families, and anyone moving money across borders.
Cards for Everything
Create and manage multiple virtual or physical cards for subscriptions, travel, household bills, or everyday spending with just a tap. (Coming Soon)
Turn Spending into Earning
Shop with your linked card and receive cashback rewards. (Coming Soon).
Preserve Your Funds
Your money is instantly converted into stable USD, protecting it from inflation and shielding you from the devaluation of the naira.
Who is BMONI for?
From freelancers to founders, earners to explorers, BMONI keeps you in control of your money.
BMONI for Travel
Wherever you go, BMONI goes with you. Use globally accepted cards, virtual or physical, to pay for flights, hotels, shopping, and subscriptions, or to withdraw cash. Your card is accepted locally, online, and at over 100 million merchants worldwide.
BMONI for Trade
BMONI gives you access to global banking rails to receive payments from anywhere and settle suppliers in foreign currencies instantly. Avoid the long delays of traditional wire transfers to your suppliers in China or India, and convert revenue instantly into stable USD to lock in value and reinvest without losses.
BMONI for Cross-Border Transfers
Whether you’re supporting family, funding a business, or sending money to someone you love, BMONI makes cross-border transfers simple & seamless with great exchange rates and low fees. More of your money reaches the people who matter most.
BMONI for Freelancers
Whether you’re a designer in Lagos or coding for a client in London, BMONI gives you dedicated NGN and USD virtual accounts to receive payments from clients worldwide. Your money always finds you, no matter where it’s coming from. You focus on the work, we’ll handle the rest.
BMONI for Smart Salaries
Built for the modern workforce, with BMONI, salaries can be paid directly into multi-currency wallets, giving employees instant access to save in USD, avoiding devaluation. Just money that works as hard as you do.
BMONI for Small Businesses
Running a small business means juggling sales, suppliers, payroll, and customers. BMONI makes it easier with multi-currency accounts, seamless payments, business cards for expenses, and the ability to convert revenue into stable USD to protect against inflation.
