Built Smarter, for Africa’s Tech Savvy Generation
BMONI gives individuals and businesses a seamless way to hold, spend, and move money globally — with instant transfers, virtual and physical cards, and powerful tools to manage finances across borders.
Multi-Currency Wallets
Manage NGN, USD, EUR, GBP, MXN, and CAD – all in one place.
Access virtual accounts and multi-currency wallets, all designed for globally connected lifestyles. Manage your life across currencies through one secure and flexible platform.
BMONI Business
Manage your business globally from a single dashboard.
BMONI Business helps you handle supplier payments, invoices, multi-currency wallets, and international operations in a simpler, more flexible, and modern way – designed for businesses operating across borders.
Fund your USD wallet with bank transfers or Stablecoins
A modern financial experience
Fund your USD wallet through supported bank transfer methods or by transferring approved stablecoins such as USDC through supported blockchain networks, including Ethereum and Polygon. Designed to support seamless digital financial experiences.
Global Transfers
Send funds globally through our licensed partners directly from your BMONI wallet to supported bank accounts across multiple countries. Whether managing international business, supporting global lifestyles, or navigating life across multiple markets, BMONI connects you across borders.
Smart Currency Conversion
Swap currencies in seconds.
Convert between NGN, USD, EUR, GBP, MXN, and CAD in seconds, at competitive rates. No hidden fees, no delays, just smarter, transparent conversions whenever you need them.
Friends & Transfers
Send, Request & Connect.
Add friends on BMONI to send or request funds in seconds. Whether it’s splitting a bill or paying a friend, BMONI makes it fun, social, and completely secure.
Virtual & Physical Mastercard®️
Create multiple cards for shopping, subscriptions, and online payments, or use your BMONI physical Mastercard®️ through our licensed issuing partners across 100 million merchants worldwide.
Whether you’re traveling, paying for subscriptions like Netflix, Spotify or AWS, or making everyday purchases, BMONI helps you in your daily spending experiences wherever you are.
Eligible cardholders may also access select Mastercard®️ benefits, partner offers, and travel perks where available.
BMONI is a financial technology company, not a bank. Banking and payment services are provided by licensed partners. BMONI is a product of BKEY Inc., a Delaware corporation.
Support@bmoni.com © BMONI 2025