Built Smarter, for Africa’s Tech Savvy Generation
BMONI gives you a smarter way to save, spend and move your money anywhere in the world. From USD Stablecoin savings that grow your earnings, to instant transfers, global virtual, physical cards for everyday spending and other smart benefits, BMONI brings you borderless financial freedom
Multi-Currency Wallets
Save, send, and receive money in a Naira or USD. Create virtual NGN and USD accounts instantly. Get paid from anywhere in the world, swap between your currencies effortlessly, and manage all your money in one secure place.
Save in USD
Grow your wealth.
Turn your income into stable USD savings that grow with you, helping you plan, save, and invest smarter, wherever life takes you.
Fund your wallet in seconds with cash or stablecoins
Hassle-free, on the go.
Fund your Naira and USD wallets instantly via bank transfer, or by sending stablecoins directly from your preferred blockchain, like Binance Smart Chain, Ethereum, or Polygon. Smart and flexible, built for how you’d like to move your money.
Global Transfers
Borderless payments, made smarter.
Send and receive money anywhere in the world with transparent, low fees. Transfer funds directly into your USD account and enjoy seamless global payments. Perfect for freelancers, founders, and families who live and work beyond borders.
Smart Currency Conversion
Swap currencies in seconds.
Convert between Naira and USD at competitive rates. No hidden fees, no delays, just smarter, transparent conversions whenever you need them.
Friends & Transfers
Send, Request & Connect.
Add friends on BMONI to send or request funds in seconds. Whether it’s splitting a bill or paying a friend, BMONI makes it fun, social, and completely secure.
Virtual & Physical Cards (Coming Soon)
Your global spending companion
Create multiple virtual cards for shopping, subscriptions, and online payments, or get a physical Mastercard debit card that works at over 100 million merchants worldwide. No more declined cards while traveling or signing up for your favorite platforms like Netflix or Spotify.