BMONI is a financial technology company, not a bank.
Banking and payment services are provided by licensed partners. BMONI combines fresh thinking and modern tech like stablecoin and AI to create compliant bank-like services that are cheaper and smarter without the usual banking limitations getting in your way. We offer wallets that behaves similar to your bank accounts, but powered by modern technologies we can offer better, faster, and cheaper services
BMONI offers virtual and physical cards from Mastercard. We can issue cards from Nigeria or from the US. Our cards are offered without excessive fees, work online, and are accepted by over 100 million merchants globally. One of the key technologies we rely on is stablecoins. This is digital money on smart tech. It is extremely fast and cost-efficient and can be used to buy local groceries, transfer money to your friend, or to send money anywhere in the world. Stablecoin is smart money using modern technology.
All our services are created in partnership with licenced partners. We have licensed partners in Nigeria as well as in the US and globally. For our stablecoin partners we only partner with world-class providers that use 3rd party auditors to ensure transparency and to verify asset balances and custodial details are meeting strict regulatory requirements.
